Retirement tax questions

I suspect what you are doing is the so called "Backdoor Roth" that is only allowed because of a "quirk" in the tax laws.  There are many pitfalls when not done properly.    All I can say is when trying to take advantage of a "loophole" in the tax law, one should first research it, to fully understand the law, so as not to make a costly mistake.

**Disclaimer: This post is for discussion purposes only and is NOT tax advice. The author takes no responsibility for the accuracy of any information in this post.**