dmertz
Level 15

Retirement tax questions

" I'm talking about the current RMD due to be reported on my 2019 tax form which I have not yet filed. This RMD is based on the balance in my IRA on 12/31/19."

 

That's impossible.  No RMD reportable on your 2019 tax return is based on your 12/31/2019 balance.  No distribution taken in 2020 is income reportable on your 2019 tax return, it's income reportable on your 2020 tax return.