My wife and I have small Traditional IRAs (Combined less than $30k) and have been drawing MRW for 10 years. We were advised at our age (both 80) we should close the two IRAs and invest in something more fluid and accessable.....apparently IRAs are difficult if estate/probate is involved. Our jointly filed taxable income just over 17,000. We have SS, 2 pensions, and mutual funds
and total annual fixed income is less than $75k.
Appreciate your thoughts. RDR
