Thank you "John" for your quick reply.
Regarding step #2 from your reply, my wife [ Traditional IRA acc where I contributed and later withdraw ] is working part time and her employer doesn't cover "Retirement Plan at Work", sorry I missed to inform you before.
Questions from Turbotax SW as below in sequence:
"Retirement Plan at Work" -> No
"Any Excess IRA Contribution before 2019" - > No [ as I contributed in Dec 2019]
"Any Nonedeductible Contributions to wife's IRA ?" ...from 2018 or prior year -> No
"Some of your IRA contribution isn't Deductible" -> Continue
Not seeing anything like what you have mentioned.
Note: I am working full time and my employer has 401k plan, but my wife is part time worker with no retirement plan from employer, so I have created her Traditional IRA acc ourself.
