Help-needed
Returning Member

Retirement tax questions

my husband and I make 38000 total income, that includes a 401a pension(DB). We wish to also do an ira and take the savers credit. A web site by Ed Slot and Company says I can do this, but TT won't let me. I was thinking of just doing it by mail and I was wondering if anyone out there can tell what they think? Any contributions made to it were 15 years ago and it was mandatory. We were required to start it in 2019. If anyone has any information concerning this it would be most helpful? Thank you. We're in our early 60, so age and income are not an issue.