@chcalissie620 wrote:
I took out more than my RMD for several 401K plans. Besides calling the company that took care of the 401K, how do I determine which part of the withdrawal was the RMD?
Claudia Henderson Smith
How do you know you took *more* than the RMD if you don't know how much the RMD is?
See this IRS article:
https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-required-minimum-di...
Unless you took the RMD part in cash and rolled the excess into another retirement plan then just say that it was ALL a RMD. As long as the amount of RMD was taken then the actual amount of the RMD is only needed to calculate how much of the distribution that is an *excess* can be rolled over. If no rollover, then the actual RMD amount is immaterial, so there is no need to calculate it.
**Disclaimer: This post is for discussion purposes only and is NOT tax advice. The author takes no responsibility for the accuracy of any information in this post.**
