My husband wants to do a IRA Roth conversion. Can you do stock in stead of cash? The stock value is over $10,000. I contribute to a Roth in my 401K and so does he. based on what we made last year we can only contribute $7000 per year to a Roth. Can we also convert to a Roth in 2020 too? If we can do this amount, will the 5 year withdrawal rule apply only to this amount we convert? What about dividends. Do we have to weight 5 years to take the dividends?
