dmertz
Level 15

Retirement tax questions

Yes, you are the recipient of the distribution.  It means that it's reportable on your tax return, not some other entity's tax return.  no explanation is required other than the "QCD" notation next to line 4b on Form 1040 that TurboTax applies (or automatically indicated on a separate statement when a combination of QCDs, HFDs and ROLLOVERs are being reported).

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