In 2019, I contributed $6000 to my Roth IRA. I then found out my MAGI was too high to allow the maximum contribution, so I withdrew exactly the amount of the excess contribution + earnings of $60. However, now that the $60 is part of my taxable income, my MAGI is higher, and TurboTax is saying I owe a $1 penalty on the excess $10 remaining in my Roth IRA. It seems like I'm going to owe this extra $1 every year until I withdraw it, but I'm not sure if I can request an additional withdrawal from my plan administrator. How do I fix this? (I realize we're talking about a dollar here, but would like to fix it if it's straightforward.)
