VictorW9
Expert Alumni

Retirement tax questions

It's your choice. Either way, it is not going to have any impact in your tax situation. You can amend by creating a substitute 1099-R with the earnings taxable now as entered in box 1 and box 2.

 

Otherwise you have the option to wait and take care of it when you received your 1099-R next year. You may want to choose the option that is administratively convenient for you.

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