Thanks for your question. The bank just told me on the phone that there was a pre-tax and a post-tax portion to the 403B (I thought it had all been pre-tax but apparently was wrong). The post-tax went to the Roth, and the pre-tax to the traditional. However, they only gave me one 1099-R, with the combined amount (both Roth and traditional) under gross distribution, and with the taxable amount listed as 0.
