Ahh, you noticed my error in the date.
"the only other possibility, and I don't know if this approach is viable, would be to treat the $20,000 distribution as having be coded incorrectly and that it represents contribution plus attributable gain or loss."
Any idea on how I would go about it being coded incorrectly? Wouldn't that be an easy way to get audited?
I talked to Vanguard about something like that and they said they could not help
