The RMD issue arises when you have a retirement plan the you have to start taking distributions from when you turn 70 1/2, like a traditional IRA. The IRS requires you to start taking distributions since you deducted the contributions from your taxable income when you made them, so they want that taxable income to be reported and taxed before you die.
So, if you have a company type pension where you start receiving benefits when you stop working and they continue until you die, and you never run out of distributions, then you probably don't have RMD's. But if in doubt, you can ask your pension company if your distributions are required minimum distributions.
**Say "Thanks" by clicking the thumb icon in a post
**Mark the post that answers your question by clicking on "Mark as Best Answer"
