You are correct in assuming I received the distribution in 2020 for 2019 excess contribution. Plan would not do the refund until I provided both W2's showing the excess.
Quick clarification question - The excess amount however was returned from Roth funds (after tax) so if I add that amount to my 2019 Line 1 would I not be paying tax again on that amount because line one already reflects that amount? Thanks in advance for your insightful discussion.
