Although I didn't receive a 1099-R in the mail, I need to amend my 2019 taxes or not wait until I receive a 1099-R in the mail to include it in 2020 instead of 2019 taxes? I was confused by somethng I read about receiving the distribution in the past 12 months. When I file my 2020 taxes, the payment would be in the past 12 months. I took the money out because it was less than $1000 or wouldn't earn much interest over time because further contributions can't be made to it unless you're still employed there. I don't know much about IRAs, but 20% would still be withheld if I trannsferred it to another IRA? I don't know how to find another IRA, but I think I'll just keep the money.
