I left a job in January 2020. One month later, I withdrew my total IRA account balance as a direct payment to me with 20% federal income tax withholding. The payment is considered an eligible rollover distrubution. I expected it to take a few months for me to receive the payment check, but it was mailed the day after I filed my federal 1040 so I received it one week after I filed federal 1040. Since 20% was already deducted from my payment, I don't know if I need to report it to the IRS and if it should go on my 2019 or my 2020 income tax form. I haven't received a 1099-R form yet if one is to be expected? IF it needs to go on my 2019 income tax form, I don't know which forms to submit to amend it. Would I need to add this as income since it was already taxed with 20% withholding?
