I overcontributed to my 401K by $102.45 in 2019. I reached out to fidelity and received a check for $127.93 (the $102.45 overcontribution + $25.48 earnings), but I received the check in Feb 2020. I will not be getting a 1099-R until 2021. Can anyone provide me what steps are needed so I do not need to file an amended return? I tried filling out a 1099-R form in turbotax, but they are asking for information which I can only obtain from the 1099-R form.
Will I have to pay the penalty next year if I don't report this till next year?
Will I have to do an amended return if I don't report this till next year?
Thanks!
