Unfortunately, neither of these will give you an exception to the penalty. However, if you paid health insurance premiums while unemployed, that is a possiblity. Please see the link at the bottom for more information.
Disability
- total and permanent disability of the participant/IRA owner
Medical
- amount of unreimbursed medical expenses (>7.5% AGI; after 2012, 10% if under age 65)yesyes72(t)(2)(B)
- health insurance premiums paid while unemployed
Exception
