Having to take a RMD form an inherited IRA and being able to make a QCD have separate requirements. The beneficiary of an inherited IRA can be required to take RMD's reguardless if the beneficiaries age, but QCD's cannot be made until age 70 1/2.
I also misread your original question - I read it that you checked your spouses age to confirm that she was over 70 1/2. If she is not, then she will not get the QCD question,
**Disclaimer: This post is for discussion purposes only and is NOT tax advice. The author takes no responsibility for the accuracy of any information in this post.**
