AlexanderS08
Expert Alumni

Retirement tax questions

Unfortunately, only beneficiaries (not those receiving on account of the estate) that earned the benefits on the SSA-1099 can spread the income across the relevant years (to take advantage of the $32,000 you can make without social security being taxable); however, as you state, the entire amount is listed, and it is not broken down by year in Box 3 like it would be if your dad had received it.

 

Did you make over $32,000 in each of the years in question? Know that even if those who receive on account of an estate were allowed to spread the income over the relevant years instead of being required to claim it all in one year, that the result would be the same if your earnings were over $32,000 in each of the years. Sorry for your loss.

 

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