Retirement tax questions

When I get to the screen:

"Tell us the value of your traditional IRA

Enter the total value of all of your traditional IRA, SEP, and SIMPLE IRA accounts on December 31, 2019. This information is sent by mail on Form 5498. Do not include ROTH IRAs.

Enter any outstanding 2019 rollovers and recharacterizations that were not completed until 2020.

Value of your Traditional, SEP, and SIMPLE IRAs on December 31, 2019: XXX

Outstanding Rollovers: $0.00

Outstanding Recharacterizations: $0.00"

My 401(k) to traditional IRA rollover completed before 12/31, so I have no outstanding rollovers. I won't get Form 5498 until May, but I can check the 12/31 balance of that IRA (the rollover account is my only trad IRA). The instant that I enter the 12/31 balance for the IRA account, my refund tanks >$1100.