DianeC958
Expert Alumni

Retirement tax questions

No, from the information you have here you did not over contribute.  One way for you to be able to contribute the full amount to a Roth IRA and not concern yourself with the income limitations is to do a BackDoor Roth IRA.

 

To have this work, you contribute to a regular IRA account (which is not deductible for you due to your income) then you convert it, during the same year to a Roth IRA.  By doing this there are no limits based on your income and you can make the full contribution to your Roth IRA account.

 

Link on how to enter a Backdoor Roth IRA in TurboTax

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