DavidD66
Expert Alumni

Retirement tax questions

* Answer Edited 01-28-2020 9:50 PM EST

 

If you are married filing jointly, and you and your spouse have more than $32,000 in income (including half of your SSDI benefits), part of your SSDI benefits will be subject to tax.  The percentage of your SSDI benefits that will be taxed depends on your total income.  If you are married fling joint.

 

If your annual income is $0 - $32,000, None of your SSDI is taxable

If your annual income is $32,000 - $44,00, Up to 50% of your SSDI is taxable

If your annual income over $44,000, up to 85% of your SSDI is taxable 

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