Since you indicate that you had tax withheld, your insurance company should be sending you a 1099-R or similar statement so that you can reconcile these amounts on your tax return.
You should wait to file your tax return until you have this document.
If you do not have it by the middle of February, contact the insurance company and ask them to re-send it.
This document will contain the information necessary to report the distribution on your tax return.
The amount withheld was not likely the exact amount due on the distribution. You may owe more, or you may even be due a refund!
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