ColeenD3
Expert Alumni

Retirement tax questions

It is unclear what you are asking, but you may withdraw your own contributions, tax free.

 

  • If you are 59½ or over, you may withdraw as much as you want, as long as your Roth IRA has been open for at least 5 years.
  • If you are under 59½, you may withdraw the exact amount of your Roth IRA contributions with no penalties.
  • There are special exemptions for first-time home purchase and college expenses.