Thanks for the input, but I'm still a bit confused. In the first response, Bill stated if my pension was my only income, then my Roth contribution would be 0 because I have no "earned income" as pension income is not "compensation". Then you state my pension income is putting me over the limit for contributions, as my MAGI for Roth is AGI minus conversion income. Shoul dnot my MAGI for Roth be AGI minus pension income also, since it's not considered "compensation"? Without my pension, my MAGI for Roth would be about 17,000.
Mike
