Retirement tax questions

If you are required to file then you must even if you will not owe anything ...

 

DO I NEED TO FILE A TAX RETURN?

https://www.irs.gov/help/ita/do-i-need-to-file-a-tax-return

Who has to file?

http://www.irs.gov/uac/Do-I-Need-to-File-a-Tax-Return%3F