If you are using online software, you may start in the Free version if you wish. That way, if your situation requires a paid version of TurboTax, you will be prompted and then can be upgraded to the proper version of the program.
If using desktop software, any version Deluxe and above is capable of handling all personal tax return situations. However, Premier and Home and Business provide advantages for those who are involved with stock trades or have their own business.
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