I didn't phrase my comment that very well and it was a bit off topic. Let me summarize:
- Someone reaching age 70½ in 2019 is not permitted to contribute to a traditional IRA for 2019. However, age is no longer a factor in determining whether or not someone is eligible to contribute to a traditional IRA for 2020 and beyond.
- Additional information I was intending to provide: IRA RMDs must still begin with 2019 for someone reaching age 70½ in 2019.
