dmertz
Level 15

Retirement tax questions

However, as I read the newly enacted tax law changes, the Required Beginning Date for RMDs is unchanged for those who will have reached age 70½ before 2020, so someone who will have reached age 70½ by the end of 2019 must take their first RMD by April 1, 2020.  Although you may be able to make traditional contributions for years up until the one where you reach age 72, you'll still have to take RMDs.