OK - so if I am the spouse and sole beneficiary I can treat the account as my own - does this apply even if I do not roll the account into my own, but leave it as an inherited account? If I treat it as my own - do I still report it as RMD if I am not required to take based on my own age?
The deceased would have been 70.5 in 2016 - but I will not be 70.5 until2022...
