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Retirement tax questions
Ok ... with the ONLINE version (which will not be operational again until sometime in December) to see the actual forms you need to keep going to the tools and all you can see of the return is just the 1040 and unless you pay for the program before filing you cannot see the rest of the forms/worksheets and you have to take several steps to get and view the PDF. You are just looking at the Refund-O-Meter to see the tax "shoot up" and not understanding the underlying cause ... you can only see that if you look at all the forms and the underlying worksheets.
FYI ...@ the intuit site.... the online Deluxe is currently $60 + another $45 for the state = $105
And the Downloaded Deluxe is $70 + $20 to efile the state (optional fee... you can print and mail it for free) = $90 ( If you do not need to file a state you can use the BASIC version which is even cheaper)
Thus you get a superior product for less than the online version .... I always recommend the Downloaded version if your computer is capable of handling the program. If you shop around (especially since you say you don't file until March) you will find the prices drop at respectable retailers as they try to get rid of the excess stock .... watch for specials and coupons but beware of Too-Good-To-Be-True prices from no name retailers as their downloads can have spyware or worse in them. (If you google search you can get one on sale right now ... Best Buy has Deluxe with state for $60)