Just make sure that your $1,000 catch-up contribution is made to your HSA and your wife's catch-up contribution is made to her HSA. For both spouses to make HSA contributions, each spouse must be an HSA-eligible individual. As long as one of the spouses has family HDHP coverage and both spouses are HSA-eligible, the maximum contribution by either spouse for 2019 is $8,000, with the remainder of the $9,000 total being made to the other spouse's HSA.
