Retirement tax questions

Why move the money out of the IRA ... why not do the same investments inside the IRA ?  Move the IRA to that broker if needed. 

 

Any traditional IRA distribution will be taxable and if you dont have an exclusion you will also pay a 10% penalty. 

 

As for the ROTH ... the contributions can be removed at anytime tax free however once put into a reg broker's account all the income is taxable.