I understand that it "could" take 2-4 days to process, but mine didn't. It said so on my confirmation page before I placed the order, and it said so after it completed on Dec. 28. So the distribution did complete on the 28th, not Jan. 2nd. In fact, on my confirmation letter, it says: "To determine if a payment from your Roth account(s) is qualified, your Roth Begin Date is December 28, 2018.".
They're going by the own made-up cut-off date, instead of the actual conversion date.
