You say "this year" - do you mean the IRA owner died in 2019 and the IRA was also distributed in 2019?
If both in 2019 and the IRA has been totally distributed then not only has the RMD been taken it has been exceeded.
Did the IRA itself have 20 named beneficiaries or was the estate the benificuary and the 20 were beneficiaries of the estate and the estate made the distribution. Did (will) each benificuary receive a 1099-R in their own name for their part of the distribution?
**Disclaimer: This post is for discussion purposes only and is NOT tax advice. The author takes no responsibility for the accuracy of any information in this post.**
