Covered by a retirement plan is indicated on the W-2 with a check box 13. A check in that box means that the employer has determined that a contribution was applied to the plan either by the employee or employer for the *plan* year which can be different from a calendar year depending on the terms of the plan. Even if covered for only one day by any employer applies to the entire year.
**Disclaimer: This post is for discussion purposes only and is NOT tax advice. The author takes no responsibility for the accuracy of any information in this post.**
