@dmertz OK, as I mentioned to volvogirl, I feel like I'm getting somewhere.
Ah...Line 14. I didn't read the form closely enough to notice confirmation of my intuition around accumulation because all of my 8606s have the same amounts EVERYWHERE on the form. In other words, for each of my several 8606s, Line 14 reflects only that year's accumulation. So to be extra clear, the 8606 in my name (yes) for 2018 has the same current year's amount on Lines 3 and 14 and does not include any figures from my past 8606s. Line 2 on all my 8606s is zero. I have almost always carried over TurboTax from the previous year for the last 15 years maybe, but as I so alluded, the earlier years were on Turbo Deluxe which has gone through confusing and sometimes controversial functionality changes.
Both the wife and I are covered by retirement plans at work. That combined with our borderline income fluctuations around the income limits for deductibility sometimes makes us super ineligible for IRA deductions I guess...but TurboTax did not generate an 8606 for my wife this past year who made her IRA contribution debut in 2018.
1) How should I correct the non-accumulation on my current and future 8606s?
2) What should I do about the missing 8606 for my wife?
Thanks much!
