Thank you for the reply. With respect to your warning about becoming subject to Net Investment tax (as well as some other things you said), I have some questions:
1. If I don't retire for five or ten years is that Medicare issue you brought up moot?
2. Aside from that Medicare issue, is staying in the 24% bracket my primary benchmark/metric? Or maybe in simpler terms, if I accomplish the goal of a Roth conversion while staying in the 24% bracket, is there any other thing I need to worry about or take care of?
3. Can I use Turbotax to prepare the simulated tax returns you mentioned, and does that just mean almost finishing a return, writing down the results, then going back and changing stuff and almost finishing it again?