Unfortunately, the payer would not speak with me directly so I had to contact an accountant. The accountant contacted Mom’s financial advisor and determined that the 1099-R was coded incorrectly. The financial advisor is contacting the payer to have the 1099-R corrected. The CPA is drafting a response to the IRS and I will wait on an updated 1099-R. I should not have to pay.
Thank you all!!
