cris72
New Member

Use of IRA to supplement income while on disability

I had a knee injury and surgery in July 2016.  As a result, I was out of work for the rest of 2016 and part of 2017 (I'm hoping to go back to work in the next week).  I received short term disability income for 90 days, and then switched to long term disability up to now.  Since my income dropped quite a bit, I fell behind on bills and had to get cash from my IRAs (1 traditional, 1 Roth).  My disability will definitely NOT be permanent.  Am I allowed any relief on early IRA withdrawal penalties if I did so to stay afloat while I was on disability?