dmertz
Level 15

Retirement tax questions

mjdavern33, code J indicates regular distributions, not returns of contributions.  In addition to making sure that you have entered your and your spouse's $6,500 contributions for 2018, be sure to click the Continue button on the Your 1099-R Entries page and confirm that TurboTax shows your and your spouse's contribution basis for years prior to 2018 as $6,500 each (or more if either of you have basis from contributions for years prior to 2017), the amount of each of your $6,500 Roth IRA contributions for 2017.  TurboTax will prepare Form 8606 Part III for each of you showing $13,000 of contribution basis to be subtracted from your respective distributions to make them non taxable.