If you are the IRA participant, for TurboTax to ask if any portion of your distribution was transferred to charity, your birthdate entered into TurboTax must indicate that you were at least age 70½ by the end of the tax year, the Form 1099-R must have code 7, and the IRA/SEP/SIMPLE box must be marked.
If you are the beneficiary of the IRA of a deceased individual and the Form 1099-R has code 4 with the IRA/SEP/SIMPLE box marked, in addition to your birthdate indicating that you were age 70½ or older at the end of the tax year, TurboTax incorrectly requires that you indicate that the deceased participant would have reached age 70½ by the end of the tax year as well.
