Level 15
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Retirement tax questions

you may want to contact a financial advisor.   they will look at the taxes to be paid on conversion, your life expectancy and other matters.     Having prepared tax returns for a long time, once in a while a person who does a conversion does not live long enough to recover the additional taxes paid up front.   

munis really don't make sense in a taxable IRA , because any distribution (other than rollover) is  taxable.