dmertz, thank you for correcting my math. I had interpreted it incorrectly.
Would you know if the RMD calculation will add the actuarial value of the rider to the account balance? If this is the case, the RMD will be based on more than than the account balance on Dec. 31, 2019.
It would seem reasonable that the RMD should be calculated by using the greater of the account balance or the actuarial value of the rider.
Thanks again for your help.
