If it was me, I would probably do as I indicated in my comment immediately prior to this one: Take the $2,756 RMD in-kind before the end of 2016, then convert the remainder to Roth before the end of 2016. With Social Security as your only other income, long-term capital gains will be taxed at 0% unless you realize enough in capital gains to begin to increase your marginal tax rate above zero.
