Thank you for the thorough follow ups to my questions. I needed that. So now to go back and assess the damage this $500 has done. I needed it at the time but would have rather taken a personal loan than the beating I'm taking on that. i bet after all is said and done I'm lucky to have netted 200 out of it. and i have to pay for it next year again. That is almost as bad as a payday loan! That'll be all unless you have a magic trick to offset it. All I can think of is throwing cash in my IRA to counter it.
