I contributed to my Roth IRA in 2017, but did not know I was ineligible since I am now retired. I know I have to put 1099R info for the 2017 earnings on the excess contribution even though I won’t get the official 1099R until 2018. Since I am over 59 1/2, I am unclear if I should use codes JP in box 7 for the earnings in box 2a or should I just use P since J means it is an early withdrawal. It is not an early withdrawal after 59 1/2 is it? And in 2018 when I get the official 1099R do I have to do something with it on my 2018 taxes?
