Although you yourself might not have eligible compensation to support an IRA contribution, you can make a spousal traditional or Roth IRA contribution for 2017 based on your spouse's eligible compensation in 2017:
From the IRS:
"In the case of a married couple with unequal compensation who file a joint return, the deduction for contributions to the traditional IRA of the spouse with less compensation is limited to the lesser of:
$5,500 ($6,500 if the spouse with the lower compensation is age 50 or older), or
-
The total compensation includible in the gross income of both spouses for the year reduced by the following three amounts.
The IRA deduction for the year of the spouse with the greater compensation.
Any designated nondeductible contribution for the year made on behalf of the spouse with the greater compensation.
Any contributions for the year to a Roth IRA on behalf of the spouse with the greater compensation.
This limit is reduced by any contributions to a section 501(c)(18) plan on behalf of the spouse with the lesser compensation."
"If you either live with your spouse or file a joint return, and your
spouse is covered by a retirement plan at work, but you are not, your
deduction is phased out if your modified AGI is more than $186,000 but
less than $196,000. If your modified AGI is $196,000 or more, you cannot
take a deduction for contributions to a traditional IRA."
Please feel free to post any additional details or questions in the comment section.
