Cassandra i read the link and this part has me confused because it contradicts publication 4681:
"To qualify, the debt must be on your primary residence (not a second home, investment, or rental property) and forgiveness must have been granted between January 1, 2007 and December 31, 2017, both dates inclusive." (true in my case)
Pub 4681 pg 9 states "IF your debt was discharged after 2016, you can't exclude it from income as qualified principal residence indebtedness unless discharge is subject to an arrangement entered in writing BEFORE JAN, 1, 2017."
